I got my first job when I was 16. My family didn’t have much money, and if I wanted to buy anything extra, I had to come up with a way to pay for it myself. I saved my babysitting money in a piggy bank. Then when I had a fair amount, I went to the bank and opened a savings account. Then I learned McCrory’s was looking for help with sales and stocking the store in the evenings after school. I walked downtown from my mom’s office and got the job.

I especially remember a beautiful jewelry box. My mom didn’t have nice things like fancy jewelry and the like, but what she did have…she treasured as if it were something from Tiffany’s. I wanted that jewelry box for my mom. 

I knew that once the money went in my savings account, it was off limits for spending. That’s when I heard about The Christmas Club. If you went in to the bank and put in a dollar, you could open an account that basically just parked your money for you till the holidays. Then you withdrew all but a dollar and started over.

I put that jewelry box on layaway at McCrory’s and opened my Christmas Club account. I remember feeling SO grown up when I put money in my account and knew it was going to be something special for my mom. Every Saturday, my friends and I would take the City Bus downtown to walk around the stores. My first stop was the bank to put some money in my Christmas Club. Then we went to GC Murphy’s and I bought a 45RPM record and a small ball of angora yarn to wrap around my boyfriend’s ring to make it fit me. Then we would sit at the lunch counter and have a Cherry Coke and laugh and talk for a couple of hours.

Sometimes we would walk through Dils Brothers Department store. The front of the store had huge display windows that were tastefully decorated. We took the elevator up and down. There was a woman in a uniform who operated the elevator and called out each floor. Every once in a while, you heard a small soft chime overhead. I believe it was some sort of communication to the employees. None of us could afford to buy anything at Dils. We couldn’t afford Broida’s Stone & Thomas or Buttermore’s Jewelers either, but we walked around and pretended we could.

When the first of December came around, I went to the bank and cashed in my Christmas Club and bought my mom that jewelry box. She thought it was the most beautiful thing she had ever seen. I had enough money to buy her a bottle of Evening in Paris as well as some bath salts. I know I bought her gifts over the years, and as my financial situation improved, her gifts became more elaborate. But none were ever given, or received, with such pride as the ones I gave that Christmas from the first money I ever earned on my own…from McCrory’s Five and Dime. ❤️

“Dishonest money dwindles away, but whoever gathers money little by little makes it grow.”    Proverbs 13:11 NIV